Pay-it: Digital Payment Platform

Overview

Pay-it is a modern payment application that replicates the functionality of popular digital payment platforms. It features secure payment processing, digital wallet management, and seamless money transfers between users.

What Users Can Do

• Create Account: Register and set up your digital wallet.
• Add Money: Add funds to your wallet securely.
• Send Money: Transfer money to other users instantly.
• Request Money: Request payments from friends and family.
• View History: Track all your transactions.
• Check Balance: View your current wallet balance.
• Manage Profile: Update personal information.

Why I Built This

I created Pay-it to understand fintech application development:

• Learning payment gateway integration patterns.
• Understanding secure transaction handling.
• Implementing user authentication and authorization.
• Building database transaction logic.
• Creating a real-world fintech application.

Tech Stack

• React (Frontend)
• Node.js & Express (Backend)
• MongoDB (Database)
• JWT (Authentication)
• Tailwind CSS (Styling)
• Vercel (Hosting)

Key Features

• Secure Transactions: End-to-end encrypted transactions.
• Instant Transfers: Real-time money transfer between users.
• Transaction History: Complete record of all transactions.
• User Authentication: Secure login with JWT tokens.
• Wallet Management: Easy wallet management interface.
• Request Money: Request payment feature for flexibility.
• Responsive UI: Mobile-friendly interface.

Security Features

• JWT-based authentication
• Password hashing with bcrypt
• Encrypted transaction data
• CORS protection
• Input validation and sanitization

Future Enhancements

• Payment gateway integration (Razorpay/Stripe)
• Mobile app version
• QR code payments
• Bill payments
• Subscription management
• Transaction analytics